GIC Finance One liner Questions

GIC Assistant Manager online Exsm has 3 parts Part A: Higher order Reasoning for General Stream. And In Special post , PART- A: contains Technical and professional knowledge test.

here Quiz for Gic Finance One liner is given with 60 questions

GIC Finance one liner Questions

Below are the One Liner Questions for GIC Finance Assistant manager post

GIC Finance One Liner Questions:

1. What is the primary objective of credit policy?
2. What are the main types of borrowers in a credit facility?
3. Name one type of credit facility provided by banks.
4. What is the purpose of credit appraisal in banking?
5. Which document assesses a borrower’s creditworthiness?
6. What does the principle of safety in lending refer to?
7. Which financial statement shows the financial position of a company?
8. What does ratio analysis help to measure in financial statements?
9. What is the main focus of a cash flow statement?
10. How is a fund flow statement different from a cash flow statement?
11. What is the primary goal of project appraisal?
12. What does working capital management ensure for a company?
13. Name the primary regulatory authority in the Indian financial system.
14. What are capital market instruments mainly used for?
15. What are money market instruments typically used for?
16. Which financial concept is essential for calculating investment returns over time?
17. What are derivatives primarily used for in financial markets?
18. What does leverage in financial management indicate?
19. What is the purpose of capital budgeting?
20. Name a type of export finance.
21. Which sectors are included under priority sector lending?
22. What is a common example of a non-fund-based credit facility?
23. Name one government-sponsored scheme for agriculture.
24. What type of loans are categorized as retail loans?
25. What is the role of documentation in credit management?
26. What are IRAC norms used for?
27. What are the main types of charges in loan documentation?
28. What is the purpose of the Insolvency and Bankruptcy Code (IBC)?
29. Which law governs the recovery of NPAs in India?
30. What does SARFAESI stand for?
31. Name a recent RBI circular applicable to banks.
32. Which law regulates companies in India?
33. Name the Act that governs negotiable instruments in India.
34. What is the objective of the Payment and Settlement Act?
35. Which Act governs banking regulations in India?
36. What is the main goal of credit delivery?
37. How is risk assessed in lending principles?
38. What does profitability mean in lending principles?
39. Name a key tool for evaluating a company’s debt capacity.
40. What is the primary feature of financial management?
41. What role do regulatory bodies play in India’s financial system?
42. Name a key money market instrument in India.
43. What is the significance of time value of money in investments?
44. What is the main characteristic of derivatives?
45. What is capital structure planning in financial management?
46. Name a key factor considered in project appraisal.
47. What is meant by fund-based credit facilities?
48. What is a trade credit?
49. Name a document required in export financing.
50. What is the importance of collateral in loans?
51. What is the main objective of non-performing asset (NPA) management?
52. Name a law that impacts banking reforms in India.
53. What is the significance of RBI circulars?
54. Name one recent government initiative for MSMEs.
55. What does the Companies Act regulate?
56. What is the primary focus of financial statement analysis?
57. Name one method of project evaluation.
58. What does operational efficiency mean in working capital management?
59. What is the purpose of credit rating agencies?
60. Name one key feature of the Banking Regulation Act, 1949.

Gic Assistant manager

Gic finance one liner Questions

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GIC Finance One Liner Quiz Answer

GIC Finance One Liner Quiz Answers:

1. To regulate lending practices and ensure sound credit growth.
2. Individuals, corporations, and governments.
3. Term loans.
4. To evaluate the repayment capacity of borrowers.
5. Credit rating report.
6. Ensuring the return of funds with minimal risk.
7. Balance sheet.
8. Financial health and performance.
9. Tracking cash inflows and outflows.
10. A fund flow statement focuses on sources and uses of funds.
11. To assess the viability and profitability of a project.
12. Smooth operations and liquidity.
13. Reserve Bank of India (RBI).
14. Long-term investments.
15. Short-term financing.
16. Time value of money.
17. Hedging and risk management.
18. Use of debt to increase returns.
19. Evaluating long-term investment decisions.
20. Pre-shipment credit.
21. Agriculture, MSMEs, and education.
22. Bank guarantees.
23. PM-Kisan Samman Nidhi.
24. Housing loans.
25. Establishing legal and financial control.
26. Classifying loans based on performance.
27. Pledge, hypothecation, and mortgage.
28. Resolving insolvency and bankruptcy issues.
29. SARFAESI Act.
30. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act.
31. Guidelines on priority sector lending.
32. Companies Act, 2013.
33. Negotiable Instruments Act, 1881.
34. Securing digital payment systems.
35. Banking Regulation Act, 1949.
36. Delivering loans to eligible borrowers efficiently.
37. By evaluating borrower profiles and industry risks.
38. Ensuring returns cover costs and risks.
39. Debt-equity ratio.
40. Planning, organizing, and controlling financial resources.
41. Regulating markets and ensuring transparency.
42. Treasury bills.
43. It determines the present value of future cash flows.
44. Contracts derived from underlying assets.
45. Balancing equity and debt for funding.
46. Cash flow projections.
47. Facilities involving actual fund disbursement.
48. Credit extended by suppliers to buyers.
49. Letter of credit.
50. It serves as security against loan defaults.
51. To minimize losses and recover funds.
52. Insolvency and Bankruptcy Code, 2016.
53. They guide banking policies and practices.
54. Atmanirbhar Bharat Abhiyan (for MSMEs).
55. Corporate governance and operations.
56. Identifying financial strengths and weaknesses.
57. Net Present Value (NPV).
58. Effective use of short-term assets and liabilities.
59. Assessing credit risk.
60. Regulation of banking activities and licensing.